Finance
Finance with Midlands Car Sourcing
Midlands Car Sourcing are registered with the Financial Conduct Authority and have partnered with several finance specialists to aid us create a bespoke financial package based on your requirements.
There are a number of options to consider when looking to finance your purchase, and we are here to guide you along the way and make the process as easy as possible.
Our Finance Options
Hire Purchase
Commonly known as 'HP', this is a finance product that allows you to budget accurately by giving you a fixed interest rate and fixed monthly payments. After paying a relatively low deposit, you hire your car and will pay off the entire value of the car in monthly instalments. It's one of the simplest forms of finance you can choose, because there are no restrictions on your mileage.
Personal Contract Purchase
Commonly known as 'PCP', a Personal Contract Purchase agreement or is a finance product designed to help reduce monthly payments by delaying part of the repayment until the end of the agreement. PCP is an increasingly popular choice for car finance.